A bed bank is a specialized hotel-rate aggregator — Hotelbeds, LiteAPI, Expedia TAAP, and a handful of regional players — that contracts directly with hotels for wholesale rates, then redistributes that inventory via API to travel agents, tour operators, meta-search engines, and closed-channel consumer programs like travel clubs.
Bed banks typically hold 30%+ of global hotel inventory on wholesale terms. Their rates are not visible to consumers on the open web because contracts explicitly restrict public display.
Travel Club's primary bed-bank partner is LiteAPI, which itself aggregates 40+ wholesale sources. This is how we surface rates 30–45% below Booking.com on a consistent basis without negotiating hotel-by-hotel.